The other month, I walked in a coffee shop and sat myself down.

Then immediately I noticed several men not far from my table. They were mostly in their sixties. And they were talking about stocks enthusiastically.

I personally think they were kind of playing with fire, at their ages, they shouldn't expose their retirement moneys to the risks of laymen playing in the volatile stock market. It's better for them to leave their retirement moneys in the hands of professional investment managers who they would VERY CAREFULLY choose.